Terms of Service

holdin is published by Abbal Consulting, a French SASU company, registered under SIREN 909993339 (SIRET 90999333900029), headquartered at 160 avenue Pasteur, 93150 Le Blanc-Mesnil, France. By using holdin, you agree to the terms below. We kept it simple and readable — no unnecessary legal jargon.

Minimum age

holdin is intended for users aged 13 and over. If you are under 13, you should not use the app.

Provided "as is"

holdin is provided as-is, without any guarantee of permanent availability or absence of bugs. We do our best to make the app work well, but we can't guarantee it will be perfect in every situation.

Your decisions are yours

holdin helps you step back from your purchase urges. But the final decision is always yours. You are solely responsible for your purchase choices — the app only accompanies you in your reflection.

Not financial advice

holdin is a personal reflection tool, not a financial advisor. The app provides no investment, savings, or wealth management advice. If you need financial guidance, consult a professional.

Limitation of liability

holdin is not liable for financial losses, indirect damages, lost profits, or any other consequence related to the use or inability to use the app. The app is a reflection tool, not financial advice. The statistics displayed are indicative averages and do not constitute a guarantee of results.

No warranty

The application is provided without any warranty, express or implied. We don't guarantee the app will meet your expectations, or that using it will produce specific results. The statistics displayed are indicative averages.

Data deletion

If you delete the app, all your data is permanently lost. No recovery is possible because your data never leaves your device. There is no cloud backup or way to restore your information.

Intellectual property

The holdin brand, its logo, design, and code are the property of Abbal Consulting. You may not copy, modify, or redistribute the application or its elements without written permission.

Changes

These terms may be updated from time to time. Significant changes will be communicated through the app or this website. By continuing to use holdin after an update, you accept the new terms. These terms apply to all versions of the app.

Contact

For any questions about these terms, you can reach us at contact@holdin.app.